HRG Insurance

Understanding the ABCD's Medicare

Medicare consists of various programs, commonly referred to as parts.

When signing up, individuals can select either Original Medicare, covering Parts A and B, or Medicare Part C, also known as Medicare Advantage.

Medicare Part A

Medicare Part A is widely known as hospitalization insurance, offering coverage for various essential services:

Medicare Part B

Medicare Part B caters to various healthcare requirements beyond hospitalization. This segment offers coverage for:

Collectively, Medicare Parts A and B are referred to as Original Medicare.

Medicare Part C

Medicare Part C, also known as Medicare Advantage, consolidates the coverage provided by Parts A and B into a single plan administered by private health insurance companies under contract with Medicare. It is required by law for Advantage plans to offer coverage at least equivalent to that of Original Medicare, although the network may provide additional benefits or variations in rules. Many Advantage plans also incorporate Part D, which covers prescription drugs.

Common Part C plans consist of:

Enrollees in Part C plans can compare plans, benefits, and premiums annually during the Annual Election Period.

Have You Watched Our Medicare Essentials Video Quick-Course?

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of home! It’s yours at no cost and no obligation, just tell us where we should send it!

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